Credit Assessment Officer
PPC Bank
ពិពណ៌នាការងារ
A Big Opportunity for ...
- Analysis for all loan applications (Commercial, Cooperate and SME products) from Department and Branch
- Recommend to Line Manager about the loan application decision after review
- To review the loan purpose (Commercial, Cooperate and SME products) of the clients to make sure it is correctly by follow loan request submit by Branch/Department
- To review finance statement and other income document to identify Potential risk in order making decision.
- To review existing loan portfolio to assess risk level and make recommendation for adjustment to portfolio base on change in the market condition.
- Collecting and consolidate all data from internal property evaluation and external property evaluation to minimize the risk of the Bank.
- Provided information about loan term and condition to Manager/loan officer /Chief loan Officer /BM and other stakeholder involved in the loan process.
- In case loan suspicious, we shall be conducted site visit business and collateral.
- To set loan amount for clients to be risk protection after reviewed client information.
- In case loan has limited over 500K after reviewed shall be prepared client’s documents for credit committee meeting
- To be clear credit score by follow credit policy
- Helping to enhance the quality of credit applications to bank get high income and low risk
- Making recommendations about procedural/policy changes in case clients want to change any condition that branch cannot decide, so we can guide to branch
- To prepare monthly report to senior manager
- Analysis for all loan applications (Commercial, Cooperate and SME products) from Department and Branch
- Recommend to Line Manager about the loan application decision after review
- To review the loan purpose (Commercial, Cooperate and SME products) of the clients to make sure it is correctly by follow loan request submit by Branch/Department
- To review finance statement and other income document to identify Potential risk in order making decision.
- To review existing loan portfolio to assess risk level and make recommendation for adjustment to portfolio base on change in the market condition.
- Collecting and consolidate all data from internal property evaluation and external property evaluation to minimize the risk of the Bank.
- Provided information about loan term and condition to Manager/loan officer /Chief loan Officer /BM and other stakeholder involved in the loan process.
- In case loan suspicious, we shall be conducted site visit business and collateral.
- To set loan amount for clients to be risk protection after reviewed client information.
- In case loan has limited over 500K after reviewed shall be prepared client’s documents for credit committee meeting
- To be clear credit score by follow credit policy
- Helping to enhance the quality of credit applications to bank get high income and low risk
- Making recommendations about procedural/policy changes in case clients want to change any condition that branch cannot decide, so we can guide to branch
- To prepare monthly report to senior manager
តម្រូវការការងារ
University degree in Finance and Banking or equivalent professional qualifications
Minimum 2 years of work experience in related field with financial institutes (Priority)
Professional proficiency in Khmer and English other foreign languages is a plus.
Ability to create innovating solutions to challenges and opportunities
Excellent negotiation, persuasion, team working and partnership working skills
Excellent verbal and written communication skills
Strong knowledge of Cambodian banking system and regulations
Good knowledge of customer service and customer retention strategies Experience with POS services
Excellent command of Khmer and English
Minimum 2 years of work experience in related field with financial institutes (Priority)
Professional proficiency in Khmer and English other foreign languages is a plus.
Ability to create innovating solutions to challenges and opportunities
Excellent negotiation, persuasion, team working and partnership working skills
Excellent verbal and written communication skills
Strong knowledge of Cambodian banking system and regulations
Good knowledge of customer service and customer retention strategies Experience with POS services
Excellent command of Khmer and English
ព័ត៌មានអំពីក្រុមហ៊ុន
Phnom Penh Commercial Bank Plc. (PPCBank) is a major commercial bank in Cambodia headquartered in Phnom Penh. Company ProfileEstablished: September 1, 2008 Headquarters: #217, Norodom Blvd, Sangkat Tonle Bassac, Khan Chamkarmon, Phnom Penh, Cambodia Ownership: Acquired in 2016 by a South Korean consortium. The principal shareholders are JB Financial Group (via Jeonbuk Bank and JB Woori Capital) holding a 60% stake, and OK Financial Group (via OK Next Co., Ltd.) holding 40%. Brand Slogan: "EasyBanking" / "We make banking easy" Core Products & ServicesRetail Banking: Savings/current accounts, term deposits, personal loans, home loans, vehicle loans, and credit/debit card products (Visa and CSS). Corporate & SME Banking: Business loans, trade finance, documentary credits, trust receipts, bank guarantees, and corporate liquidity management. Digital & Global Services: Mobile banking app, smartBiz enterprise platform, international fund transfers across 53 countries, and specialized foreign desks (Korea, Japan, and China desks).
ទំនាក់ទំនងក្រុមហ៊ុន
No.217, Norodom Blvd, Sangkat Tonle Bassac, Khan Chamkamorn, Phnom Penh,Phnom Penh, Cambodia